CRED is an Indian fintech company. It is based in Bangalore. Founded in 2018 by Kunal Shah, it is a reward-based credit card payments app. Cred also lets users make house rent payments and provides short-term credit lines. Cred has received criticism for being overvalued and lacking a sound monetization strategy.
Official Customer Care & Support Information
| Registered Address | 404 Uphar II CHS Ltd., Plot No.5, BHD Sanjeeva ENCL, 7 Bunglows, Near Juhu Circle, Mumbai, Maharashtra 400 061 |
| Contact Number – Whatsapp Only | 78700 78700 |
| Customer Care/ Support Number – Whatsapp Only | 78700 78700 |
| Product Feedback | [email protected] |
| Email ID | [email protected] |
| For Complaint | [email protected] |
| Working Hours | 24 X 7 |
| Website | https://cred.club/ |
| Download App | https://play.google.com/store/apps/details?id=com.dreamplug.androidapp |
CRED History
Cred was founded in 2018 by Kunal Shah; by 2021, the company had onboarded over 5.9 million users and processed about 20% of all credit card bill payments in India. As of April 2021, Cred offered six different products – Cred RentPay, Cred Cash, Cred Pay, Cred Store, and Cred Travel Store, etc. However, on 20 August 2021, Cred also launched a Peer to Peer(P2P) lending feature known as Cred Mint that aims to monetise through its 7.5 million users.
Kunal Shah describes Cred as being a TrustTech company rather than a FinTech, and that his motivation to start Cred comes from solving trust issues in the Indian society, which he believes is key to economic prosperity.
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